| 000 | 09070nam a22004813i 4500 | ||
|---|---|---|---|
| 001 | EBC3019460 | ||
| 003 | MiAaPQ | ||
| 005 | 20240729124120.0 | ||
| 006 | m o d | | ||
| 007 | cr cnu|||||||| | ||
| 008 | 240724s2009 xx o ||||0 eng d | ||
| 020 |
_a9781614700937 _q(electronic bk.) |
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| 020 | _z9781606922286 | ||
| 035 | _a(MiAaPQ)EBC3019460 | ||
| 035 | _a(Au-PeEL)EBL3019460 | ||
| 035 | _a(CaPaEBR)ebr10671025 | ||
| 035 | _a(OCoLC)756496918 | ||
| 040 |
_aMiAaPQ _beng _erda _epn _cMiAaPQ _dMiAaPQ |
||
| 050 | 4 | _aKF1262.I54 2009 | |
| 100 | 1 | _aLeger, Shane C. | |
| 245 | 1 | 0 | _aInformation Sellers and Resellers. |
| 250 | _a1st ed. | ||
| 264 | 1 |
_aNew York : _bNova Science Publishers, Incorporated, _c2009. |
|
| 264 | 4 | _c©2009. | |
| 300 | _a1 online resource (166 pages) | ||
| 336 |
_atext _btxt _2rdacontent |
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| 337 |
_acomputer _bc _2rdamedia |
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| 338 |
_aonline resource _bcr _2rdacarrier |
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| 490 | 1 | _aFinancial Institutions and Services | |
| 505 | 0 | _aIntro -- INFORMATION SELLERSAND RESELLERS -- INFORMATION SELLERSAND RESELLERS -- CONTENTS -- PREFACE -- PERSONAL INFORMATION AGENCYAND RESELLER ADHERENCE TO KEY PRIVACYPRINCIPLES∗ -- WHAT GAO FOUND -- WHY GAO DID THIS STUDY -- WHAT GAO RECOMMENDS -- ABBREVIATIONS -- RESULTS IN BRIEF -- BACKGROUND -- Federal Laws and Guidance Govern Use of Personal Information in FederalAgencies -- Additional Laws Provide Privacy Protections for Specific Types and Uses ofInformation -- The Fair Information Practices Are Widely Agreed to Be Key Principles forPrivacy Protection -- Congressional Interest in the Information Reseller Industry Has BeenHeightened -- USING GOVERNMENTWIDE CONTRACTS,FEDERAL AGENCIES OBTAIN -- Personal Information from Information Resellers for a Variety of Purposes -- Department of Justice Uses Information Resellers Primarily for LawEnforcement and Counterterrorism Purposes -- DHS Uses Information Resellers Primarily for Law Enforcement andCounterterrorism -- SSA Uses Information Resellers Primarily for Fraud Prevention and IdentityVerification -- The Department of State Uses Information Resellers Primarily for PassportFraud Detection and Investigation -- Agencies Contract with Information Resellers Primarily through Use ofGSA's Federal Supply Schedules and the Library of Congress's FEDLINKService -- RESELLERS TAKE STEPS TO PROTECT PRIVACY, BUT THESEMEASURES ARE NOT FULLY CONSISTENT WITH THE FAIRINFORMATION PRACTICES -- Information Resellers Generally Did Not Report Limiting Their DataCollection to Specific Purposes or Notifying Individuals about Them -- Information Resellers Do Not Ensure That Personal Information TheyProvide Is Accurate for Specific Purposes -- Information Resellers' Specification of the Purpose of Data CollectionConsists of Broad Descriptions of Business Categories. | |
| 505 | 8 | _aInformation Resellers Generally Limit the Use of Information as Requiredby Law, Rather Than on the Basis of Purposes Originally Specified When theInformation Was Collected -- Information Resellers Reported Taking Steps to Improve SecuritySafeguards -- Information Resellers Generally Informed the Public about Their PrivacyPolicies and Practices -- Information Reseller Policies Generally Allow Individuals Limited Ability toAccess and Correct Their Personal Information -- Information Resellers Report Measures to Ensure Accountability for theCollection and Use of Personal Information -- AGENCIES LACK POLICIES ON USE OF RESELLER DATA, ANDPRACTICES DO NOT CONSISTENTLY REFLECT THE FAIRINFORMATION PRACTICES -- Agency Procedures Reflect the Collection Limitation, Data Quality, UseLimitation, and Security Safeguards Principles -- Limitations in the Applicability of the Privacy Act and Ambiguities in OMBGuidance Contribute to an Uneven Adherence to the Purpose Specification,Openness, and Individual Participation Principles -- Privacy Impact Assessments Could Address Openness, and PurposeSpecification Principles but Are Often Not Conducted -- Agencies Often Did Not Have Practices in Place to Ensure Accountability forProper Handling of Information Reseller Data -- CONCLUSIONS -- MATTER FOR CONGRESSIONAL CONSIDERATION -- RECOMMENDATIONS FOR EXECUTIVE ACTION -- AGENCY COMMENTS AND OUR EVALUATION -- COMMENTS FROM INFORMATION RESELLERS -- LIST OF REQUESTERS -- APPENDIX I -- Objectives, Scope, and Methodology -- APPENDIX II -- Federal Laws Affecting Information Resellers -- Gramm-Leach-Bliley Act -- HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT -- Fair Credit Reporting Act -- Fair and Accurate Credit Transactions Act -- APPENDIX III -- APPENDIX IV -- APPENDIX V -- APPENDIX VI -- REFERENCE. | |
| 505 | 8 | _aPERSONAL INFORMATION: KEY FEDERALPRIVACY LAWS DO NOT REQUIREINFORMATION RESELLERS TO SAFEGUARD ALLSENSITIVE DATA∗ -- WHAT GAO FOUND -- WHY GAO DID THIS STUDY -- WHAT GAO RECOMMENDS -- ABBREVIATIONS -- RESULTS IN BRIEF -- BACKGROUND -- FINANCIAL INSTITUTIONS USE INFORMATION RESELLERSFOR ELIGIBILITY DETERMINATIONS, FRAUD PREVENTION,PATRIOT ACT COMPLIANCE, AND MARKETING -- Consumer Reports Sold by Credit Bureaus and Other CRAs Are Used toMake Credit and Insurance Eligibility Decisions -- Financial Institutions Use Information Resellers to Comply with thePATRIOT Act, Prevent Fraud, Mitigate Risk, and Locate Individuals -- Some Financial Institutions Use Information Resellers for Marketing -- FEDERAL PRIVACY AND INFORMATION SECURITY LAWSAPPLY TO MANY INFORMATION RESELLER PRODUCTS,DEPENDING ON THEIR USE AND SOURCE -- Several Federal Privacy and Security Laws Apply to Personal Data Held byInformation Resellers -- FCRA Applies Only to Consumer Information Used to Determine Eligibility -- FCRA Provides Access, Correction, and Opt-Out Rights for ConsumerReports -- GLBA Applies to Information Resellers That Are Financial Institutions orReceive Information from Financial Institutions -- No Federal Statute Requires Notification of Data Breaches -- FTC HAS PRIMARY RESPONSIBILITY FOR ENFORCINGINFORMATION RESELLERS' COMPLIANCE WITH PRIVACYAND INFORMATION SECURITY LAWS -- FTC Has Primary Federal Enforcement Authority over InformationResellers -- FTC Has Investigated and Initiated Formal Enforcement Actions againstInformation Resellers for FCRA and FTC Act Violations -- FTC Cannot Levy Civil Penalties for GLBA Information Privacy andSecurity Violations -- AGENCIES DIFFER IN THEIR OVERSIGHTOF THE PRIVACY AND SECURITY OF PERSONAL INFORMATIONAT FINANCIAL INSTITUTIONS. | |
| 505 | 8 | _aFinancial Institutions and Their Regulators Said They Do Not Distinguishbetween Data from Information Resellers and Other Sources -- Federal Banking Agencies Provide Guidance and Examine RegulatedBanking Organizations for GLBA and FCRA Compliance -- Securities Regulators Oversee GLBA Compliance of Securities Firms -- State Insurance Regulators Require Insurers to Comply with InformationPrivacy and Security Provisions, but Enforcement May Be Limited -- FTC Enforces GLBA and FCRA Compliance of Financial Institutions withinIts Jurisdiction -- NCUA, Securities, and Insurance Regulators Do Not Have Full Authority toExamine Third-Party Vendors, Including Information Resellers -- CONCLUSIONS -- MATTERS FOR CONGRESSIONAL CONSIDERATION -- RECOMMENDATION FOR EXECUTIVE ACTION -- AGENCY COMMENTS -- APPENDIX I: SCOPE AND METHODOLOGY -- Sample Insurance Claims History Report -- Sample Deposit Account History Report -- Sample Identity Verification and OFAC Screening Report -- SAMPLE FRAUD INVESTIGATION REPORT -- APPENDIX III:COMMENTS FROM THE FEDERAL TRADE COMMISSION -- REFERENCE -- SOCIAL SECURITY NUMBERS:INTERNET RESELLERS PROVIDE FEW FULL SSNS,BUT CONGRESS SHOULD CONSIDER ENACTINGSTANDARDS FOR TRUNCATING SSNS∗ -- WHAT GAO FOUND -- WHY GAO DID THIS STUDY -- WHAT GAO RECOMMENDS -- ABBREVIATIONS -- RESULTS IN BRIEF -- BACKGROUND -- INTERNET RESELLERS'WEB SITES SHARED SIMILARCHARACTERISTICS -- Internet Resellers Offered to Sell a Variety of Information in Various Ways -- Three-Quarters of Internet Resellers Identified Their Sources of Information -- MOST ATTEMPTS TO PURCHASE SSNS FAILED -- APPLICABILITY OF FEDERAL PRIVACY LAWS TO INTERNETRESELLERS CANNOT BE DETERMINED -- CONCLUSIONS -- MATTER FOR CONGRESSIONAL CONSIDERATION -- AGENCY COMMENTS AND OUR EVALUATION -- APPENDIX I: SCOPE AND METHODOLOGY -- APPENDIX II: COMMENTS FROM THE SOCIAL SECURITYADMINISTRATION. | |
| 505 | 8 | _aINDEX. | |
| 588 | _aDescription based on publisher supplied metadata and other sources. | ||
| 590 | _aElectronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2024. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries. | ||
| 650 | 0 | _aData protection--Law and legislation--United States. | |
| 655 | 4 | _aElectronic books. | |
| 776 | 0 | 8 |
_iPrint version: _aLeger, Shane C. _tInformation Sellers and Resellers _dNew York : Nova Science Publishers, Incorporated,c2009 _z9781606922286 |
| 797 | 2 | _aProQuest (Firm) | |
| 830 | 0 | _aFinancial Institutions and Services | |
| 856 | 4 | 0 |
_uhttps://ebookcentral.proquest.com/lib/orpp/detail.action?docID=3019460 _zClick to View |
| 999 |
_c60287 _d60287 |
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