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008 240724s2020 xx o ||||0 eng d
020 _a9780730384496
_q(electronic bk.)
020 _z9780730384465
035 _a(MiAaPQ)EBC6145674
035 _a(Au-PeEL)EBL6145674
035 _a(OCoLC)1148875136
040 _aMiAaPQ
_beng
_erda
_epn
_cMiAaPQ
_dMiAaPQ
050 4 _aHD1382.5 .E344 2020
082 0 _a332.6324
100 1 _aEdge, Lloyd.
245 1 0 _aPositively Geared :
_bHow to Build a Multi-Million Dollar Property Portfolio from a
_40K Deposit.
250 _a1st ed.
264 1 _aNewark :
_bJohn Wiley & Sons, Incorporated,
_c2020.
264 4 _c©2020.
300 _a1 online resource (291 pages)
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
505 0 _aIntro -- Positively Geared -- Contents -- About the author -- Acknowledgements -- Preface: Let's get positively geared -- Surmounting hurdles to smart property investing -- Do you want to build wealth? -- Get out of debt and achieve financial freedom as fast as I did -- Introduction: My road to financial freedom -- Resilience -- A competitor -- A teacher -- A saver -- A homeowner -- A strategist -- An investor -- A romantic -- An optimist -- A developer -- A goal-setter -- A property professional -- An entrepreneur -- A success -- Before we get started -- Chapter 1 Know your why -- Why have a goal? -- Doing what you're supposed to do is a flawed strategy -- Creating equity means adding value -- More money means more choices -- Goal-setting -- Buying your dream home -- Planning to pay yourself -- Chapter 2 Strategy session -- Why property is still the best investment -- A solid asset base -- Know why, where, when and what to buy -- The financing hurdle -- No more negative gearing -- Positive gearing and cashflow -- Capital growth and market growth cycles -- Avoiding overcapitalising: the rules -- 1. Buy below market value -- 2. Negotiate -- 3. Look for properties that need some TLC -- 4. Focus on bite-sized developments -- 5. Buy or create dual-income properties -- Chapter 3 Money, money, money -- Is it harder than ever to get a loan? -- 1. Who are you? -- 2. What area are you buying in? -- 3. What type of property are you buying? -- 4. Why are you buying the property? -- 5. How much do you need to borrow? -- The beauty of brokers -- Types of home loan -- Refinancing -- Thinking outside the 'big four' box -- Mortgage packages -- How likely are you to pay back your loan? -- Employment -- Income -- Savings and expenditure -- Liabilities -- Making a lifestyle mindshift -- Pay off that loan! -- Chapter 4 Location, location, location.
505 8 _aThe first investment property -- Everyone's an expert -- Beware the naysayers -- Property market cycles - will it crash? -- Capital growth versus rental yield -- Investment-grade locations -- Growth potential -- Increased government spending -- Approved development plans -- Low vacancy rates -- Tenant demand -- Good transport links -- The perfect position -- Neighbours, floor plans and sales history -- Chapter 5 Property market cycle myth busting -- Myth 1: Inflated house prices are just property owners being greedy -- Myth 2: Always buy when it's booming -- How else can we determine that an upswing is coming? -- Aussie cities and their cycles -- Myth 3: You can make money during a mining boom -- Myth 4: You must buy close to the city -- Myth 5: Don't invest in regional areas -- What to look out for when buying in a regional area -- My pick of regional towns -- When to jump on a small-town property investment -- Chapter 6 Buy like a buyer's agent -- When should I use a buyer's agent? -- The dream team -- Time frames -- The strategy session -- The property search -- Property inspections -- Off-market opportunities -- When a buyer's agent does due diligence -- Feasibility study -- True market value -- Negotiations and auctions -- From signing to settlement -- Contract exchange -- What is included in a Contract of Sale? -- Special conditions and disclosures -- Insurance -- What can be negotiated in a Contract of Sale? -- State tax/stamp duty -- What happens on settlement day? -- Overseas and interstate clients -- Chapter 7 Winning auctions -- What is an auction campaign? -- Auction clearance rates -- Expected sale price of the property -- No cooling-off period -- How motivated is the seller? -- Auction day -- Location -- Control the scene -- The reserve price -- What is a 'dummy bid'? -- How do you not lose at auction? -- Stick to your limit.
505 8 _aTake the emotion out of it -- Giving permission to purchase -- Chapter 8 Duplex developer - pre-build plan -- What is a duplex? -- The new 'great Australian dream' -- The feasibility study -- Basic updates -- Sourcing duplex locations -- Duplex blocks -- Local council requirements - zoning and minimum size -- More due diligence -- Financing, offers and negotiations -- Preparing your Development Application (DA) -- 1. Pre-lodgement -- 2. Lodging your DA with council -- 3. Assessment -- 4. The conditions of your consent -- 5. Construction Certificate or Building Certificate -- 6. Occupation Certificate -- Chapter 9 Duplex developer - construction and profits -- How do you find a good builder? -- The keys to a smooth build -- Fixed price -- Everything plus the kitchen sink -- Inclusions -- A build that finishes on time? -- The plans for your duplex -- Managing the build -- The handover -- After the build -- Legal assistance -- Realising the profits on your duplex -- Subdivision -- One into three subdivisions -- Property management -- Valuations -- Don't stop at one -- Banking on it -- Calculating your equity -- Chapter 10 A landlord's toolkit -- What is a landlord? -- Step 1: Buy a property -- Step 2: Understand the legislation -- Step 3: Appoint a property manager -- What do property managers do? -- How much do you need to pay a property manager? -- How do you find the right property manager? -- What do you need to ask a prospective property manager? -- Step 4: Find quality tenants -- How do you screen a tenant? -- Step 5: Sign a lease -- How do you decide on a rental price? -- Should I allow pets in my rental property? -- How to safeguard your property around pets -- Your landlord insurance -- Step 6: Maintain the property -- Who pays for repairs and maintenance? -- Water charges and smoke alarms -- Tax perks for landlords -- Chapter 11 The dream team.
505 8 _aMortgage broker -- Accountants and entities -- When to bring an accountant on board -- A financial planner -- Solicitors and conveyancers -- Building and pest inspectors -- Quantity surveyor -- 1. Plant and equipment -- 2. Building allowance -- Insurance rep -- Buyer's agent -- Appendix: Your property investment plan checklist -- Further reading -- Index -- EULA.
588 _aDescription based on publisher supplied metadata and other sources.
590 _aElectronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2024. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries.
650 0 _aReal estate investment.
655 4 _aElectronic books.
776 0 8 _iPrint version:
_aEdge, Lloyd
_tPositively Geared
_dNewark : John Wiley & Sons, Incorporated,c2020
_z9780730384465
797 2 _aProQuest (Firm)
856 4 0 _uhttps://ebookcentral.proquest.com/lib/orpp/detail.action?docID=6145674
_zClick to View
999 _c16960
_d16960