TY - BOOK AU - Niemi,Johanna AU - Ramsay,Iain AU - Whitford,William C. TI - Consumer Credit, Debt and Bankruptcy: Comparative and International Perspectives SN - 9781847315229 AV - K1096.A6C66 2009 U1 - 352.45 PY - 2009/// CY - London PB - Bloomsbury Publishing Plc KW - Consumer credit -- Law and legislation -- Congresses KW - Electronic books N1 - Prelims -- Contents -- List of Contributors -- Introduction -- 1 Inequality and Access to Financial Services -- 2 The Political Economy of Consumer Credit Securitization: Comparing Predatory Lending in Home Finance in the US, UK, Germany and Japan -- 3 Consumer Overindebtedness in Brazil and the Need for New Consumer Bankruptcy Legislation -- 4 'Wannabe WAGS' and 'Credit Binges': The Construction of Overindebtedness in the UK -- 5 Overindebted Households and Law: Prevention and Rehabilitation in Europe -- 6 'A Call to Arms'-For Regulation of Consumer Lending -- 7 The Political Economy of the EC Consumer Credit Directive -- 8 Disclosure as an Imperfect Means for Addressing Overindebtedness: An Empirical Assessment of Comparative Approaches -- 9 Prevention of Overindebtedness and Mechanisms for Resolving Overindebtedness of South African Consumers -- 10 The Myth of the Cautious Consumer: Law, Culture, Economics and Politicsin the Rise and Partial Fall of Unsecured Lending in Japan -- 11 Making Sense of Nation-Level Bankruptcy Filing Rates -- 12 Overindebtedness and Financial Stress: A Comparative Study in Europe -- 13 Bankruptcy in Germany: Filing Rates and the People behind the Numbers -- 14 Elderly Consumer Weakness in 'Withholding Credit' -- 15 Two Decades, Three Key Questions, and Evolving Answers in European Consumer Insolvency Law: Responsibility, Discretion, and Sacrifice -- 16 A Law-in-Action Approach to Comparative Study of Repayment Forms of Consumer Bankruptcy -- 17 Debt Agreements Down Under -- 18 Personal Bankruptcy in Korea -- 19 New Labour: More Debt- The Political Response -- 20 Debt Counselling in the Shadow of the Court: The Dutch Experience -- Index N2 - This book addresses wide-ranging topics which are fundamental to our understanding of the current economic crisis UR - https://ebookcentral.proquest.com/lib/orpp/detail.action?docID=1772458 ER -