TY  - BOOK
AU  - Niemi,Johanna
AU  - Ramsay,Iain
AU  - Whitford,William C.
TI  - Consumer Bankruptcy in Global Perspective
SN  - 9781847311030
AV  - K1375.C66 2003 
U1  - 346.078 
PY  - 2003///
CY  - London
PB  - Bloomsbury Publishing Plc
KW  - Bankruptcy
KW  - Electronic books
N1  - Half Title Page -- Title Page -- Title verso -- Contents -- Acknowledgments -- List of Contributors -- Introduction -- Part I: Theoretical Perspectives on Consumer Bankruptcy -- 1. Consumer Credit Society and Consumer Bankruptcy: Reflections on Credit Cards and Bankruptcy in the Informational Economy -- I. INTRODUCTION -- II. PATTERNS OF CREDIT CARD USE -- III. MARKET FAILURES IN THE CREDIT CARD MARKET -- IV. BANKRUPTCY AND THE REGULATION OF CREDIT CARD USE -- V. CONCLUSION -- 2. Collective or Individual? Constructions of Debtors in Consumer Bankruptcy -- I. INTRODUCTION -- II. ABOUT MODELS AND PARADIGMS -- III. LIBERAL AND WELFARE PARADIGM IN CONSUMER BANKRUPTCY -- IV. CONSTRUCTIONS OF THE DEBTOR IN BANKRUPTCY LAW -- V. THE OTHER PARTY: A COLLECTIVE OF CREDITORS OR A GROUP OF INDIVIDUALS? -- VI. CONCLUSION -- 3. Personal Bankruptcy Law: A Behavioural Perspective -- I. INTRODUCTION -- II. THE ASSUMPTIONS OF BEHAVIOURAL ECONOMICS -- III. JACKSON'S APPLICATION TO THE RIGHT OF DISCHARGE IN PERSONAL BANKRUPTCY -- IV. DOES JACKSON'S ARGUMENT EXTEND TO THE REAFFIRMATION OF DISCHARGEABLE DEBTS? -- V. BEYOND THE NONWAIVABLE RIGHT TO DISCHARGE -- VI. CONCLUSION -- Part II: Consumer Over-indebtedness in Countries Without Bankruptcy -- 4. Consumer Bankruptcy and Over-indebtedness in Brazil -- I. INTRODUCTION -- II. INDEBTEDNESS AND POLITICS -- III. INSTITUTIONAL FRAMEWORK -- IV. OVER-INDEBTEDNESS-WHO AND WHY -- V. AGGRESSIVE CREDIT POLICIES AND THE LEGAL RESPONSIBILITY OF CREDITORS -- VI. REMEDIES -- 5. Development of Consumer Credit in China and Concerns about the Underlying Legal Infrastructure -- I. THE CHANGE IN CONSUMER POLICY AND CURRENT MARKET CONDITIONS -- II. THE LEGAL CONDITIONS OF THE CURRENT CONSUMER MARKET -- III. DIFFICULTIES IN IMPLEMENTING CONSUMER CREDIT AND BANKRUPTCY REFORM IN CHINA -- IV. CONCLUSION; 6. Searching For an Over-indebtedness Regulatory System for Portugal and the European Union -- I. INTRODUCTION -- II. THE OPEN CREDIT SOCIETY -- III. CONSUMER CREDIT AND OVER-INDEBTEDNESS IN PORTUGAL -- IV. THE REGULATION OF CONSUMER INSOLVENCY -- V. EUROPEAN UNION: RECENT ACHIEVEMENTS CONCERNING CONSUMER CREDIT AND OVER-INDEBTEDNESS -- VI. CONCLUSIONS -- Part III: New Consumer Bankruptcy Systems -- 7. 'Thou shalt pay thy debts' Personal Bankruptcy Law and Inclusive Contract Law -- I. INTRODUCTION -- II. BANKRUPTCY AND CONTRACT LAW -- III. INCLUSIVE CONTRACTS -- IV. SUMMARY -- 8. The Political Economy of Personal Bankruptcy in Israel -- I. INTRODUCTION -- II. HISTORICAL EVOLUTION -- III. THE ISRAELI BANKRUPT -- IV. LEGAL CULTURE -- V. CONCLUSION -- 9. Current Trends in Consumer Insolvency in Hong Kong -- I. INTRODUCTION -- II. REASONS FOR THE INCREASE IN BANKRUPTCY CASES -- III. VOLUNTARY ARRANGEMENTS -- IV. CAUSES OF CONSUMER BANKRUPTCY -- V. THE ROLE OF CREDIT CARD DEBT IN CONSUMER BANKRUPTCY -- VI. BANKRUPTCY AND VA LEVELS: WHERE ARE THEY LIKELY TO GO FROM HERE? -- Part IV: Changes in and Evaluations of Mature Consumer Bankruptcy Regimes -- 10. Bankruptcy in Transition: The Case of England and Wales - The Neo-Liberal Cuckoo in the European Bankruptcy Nest? -- I. INTRODUCTION -- II. CONSUMER CREDIT AND OVER-INDEBTEDNESS -- III. ALTERNATIVES AVAILABLE TO OVER-INDEBTED CONSUMERS -- IV. CONSUMER BANKRUPTCY AND THE ENTERPRISE ACT -- V. CONCLUSION -- 11. Developments in Consumer Bankruptcy in Australia -- I. INTRODUCTION -- II. AUSTRALIAN PERSONAL INSOLVENCY ADMINISTRATIONS -- III. BANKRUPTCY -- IV. PART IX DEBT AGREEMENTS -- V. CONCLUSION -- 12. New Zealand Bankruptcy Law Reform: The New Role of the Official Assignee and the Prospects for a No-Asset Regime -- I. INTRODUCTION -- II. THE ECONOMIC CONTEXT; III. THE INSOLVENCY ACT 1967: THE BASIC FRAMEWORK AND INSTITUTIONAL DESIGN -- IV. THE REFORM PROPOSALS -- V. CONCLUSION -- 13. Who Uses Chapter 13? -- I. INTRODUCTION -- II. PREVIOUS RESEARCH -- III. RESEARCH QUESTION AND HYPOTHESIS -- IV. DATA AND METHODS -- V. INDEPENDENT VARIABLES -- VI. FINDINGS -- VII. DISCUSSION -- 14. Generosity Versus Accessibility: Bankruptcy, Consumer Credit, and Health Care Finance in the US -- I. INTRODUCTION -- II. HEALTH CARE FINANCE -- III. THE CURRENT US CONSUMER BANKRUPTCY SYSTEM AND ITS EFFECTS ON THE ILL AND INJURED. -- IV. US BANKRUPTCY REFORM EFFORTS, BUREAUCRATISATION, AND POTENTIAL EFFECTS ON THE ILL OR INJURED -- V. CONCLUSION -- Part V: Debtor Education and Debtor Counselling -- 15. Can Voluntary Debt Settlement and Consumer Bankruptcy Coexist? The Development of Dutch Involvency Law -- I. INTRODUCTION -- II. CONTEXT OF THE ACT -- III. THE EFFECTS OF THE ACT ON VOLUNTARY DEBT SETTLEMENT -- IV. JUDICIAL DEBT ADJUSTMENT AND THE ROLE OF THE JUDICIARY -- V. CONCLUSION -- 16. Debtor Education in Bankruptcy: The Perspective of Interest Analysis -- I. INTRODUCTION AND OVERVIEW -- II. A FOCUS ON EXISTING PROGRAMMES IN THE US -- III. THEORETICAL PERSPECTIVES -- IV. COMPARATIVE PERSPECTIVE AND CONCLUSION -- 17. Establishing Financial Literacy Programmes for Consumer Debtors: Complex Issues on the Platter -- I. INTRODUCTION -- II. THE THEORY OF DEBTOR EDUCATION: WHY HELP INDIVIDUAL DEBTORS? -- III. THE SIZE OF THE PLATTER: THE PRAGMATICS OF PROGRAMME DEVELOPMENT -- IV. CONCLUSION -- Index
N2  - This book provides a comparative appraisal of global developments in the area of consumer bankruptcy and overindebtedness
UR  - https://ebookcentral.proquest.com/lib/orpp/detail.action?docID=1772349
ER  -