Comparative Perspectives of Consumer Over-Indebtedness : A View from the UK, Germany, Greece, and Italy.

Cover -- Titel page -- Table of Contents -- List of Contributors -- 1 Introduction: Setting the Scene -- Part I The EU Framework -- 2 The Over-Indebtedness of European Consumers under EU Policyand Law -- Part II The UK -- 3 Facts and Figures of Consumer Over-Indebtedness in the UK:Experience from Debt Advisers -- 4 What Explains the Low Impact of the Financial Crisis on Levels of Arrears among UK Households? -- 5 Britain's Debt Crisis and Responsible Credit -- 6 Responsible Lending in the UK: What Role Does the State Play? -- 7 Consumer Protection Problems Created by the Structure of English Personal Insolvency Law -- Part III Germany -- 8 The Statistic of Over-Indebtedness of the Federal Statistical Officeof Germany (Destatis) -- 9 Consumer Over-Indebtedness in Europe and Germany: Considering Micro- and Macro Dimensions from a Lender's Perspective -- 10 Insufficient Prevention of Over-Indebtedness - Legal and Policy Failures -- 11 An Analysis of the German Legal Framework and the (Limited)Influence of EU Law -- Part IV Greece -- 12 The Dimensions of the Crisis and the Response of Greek Private Law- A General Overview -- 13 (Failure to Set up an Efficient) Out-of-Court System to Deal with Debtors in Financial Distress in Greece -- 14 The Greek Regulatory Framework on Responsible Lending -- 15 Key Elements of the Greek Legal Framework on Insolvency of Natural Persons -- 16 Private Insolvency Legislation and the Protection of the Principal Residence -- Part V Italy -- 17 The Dimension of Over-Indebtedness in Italy and the Characteristics of the Over-Indebted Households -- 18 The Italian Banking System, Consumer Credit and the FinancialCrisis: Economic Perspectives -- 19 Consumer Over-Indebtedness in Italy: The Role of Consumer Organisations to Prevent and Repair Over-Indebtedness.

20 Consumer Over-Indebtedness and Interference with Credit Contracts:An Italian Perspective -- 21 The Italian Law against Over-Indebtedness: Fresh Start, Debt Adviceand Financial Education.

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Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2024. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries.